Experian integrates Verify with Workday for income verification

Experian announced Thursday that its Verify platform has been integrated with Workday, the leading human‑capital‑management software provider, enabling Workday customers to instantly confirm applicants’ income and employment details. The partnership taps Experian’s Verify network, which the company says can eventually encompass more than 80 million payroll records—over half of the United States workforce—and will be accessible through Workday’s upcoming Total Benefits solution slated for launch in late October. By linking Workday’s payroll data with Experian’s verification engine, lenders, landlords and other financial service providers can pull real‑time information for mortgage, auto‑loan, rental‑housing and similar applications, reducing reliance on manual document collection.

The integration is a key element of Experian’s broader strategy to expand its verification ecosystem by forging connections with major payroll processors and employers. Real‑time access to verified income and employment data is expected to streamline decision‑making for consumers seeking major financial milestones, as it eliminates the need for applicants to submit additional paperwork that can delay approvals. Michele Bodda, group president of Experian Verification Solutions, emphasized that each verification request represents a person trying to move forward, while Nancy Weitl, Workday’s vice president of HCM product management, noted that the collaboration frees HR teams from chasing paperwork and prevents employees from having to pause their lives while waiting for clearance.

The rollout will embed Experian Verify into Workday’s Total Benefits suite, allowing employers to offer a seamless verification experience as part of their benefits administration. As the Verify network grows to include payroll provider integrations, direct employer records and consumer‑permissioned data, the combined offering could reshape how lenders and landlords assess risk, potentially accelerating loan and lease approvals for millions of consumers. The partnership also signals a shift toward greater automation in the financial‑services workflow, with the expectation that faster, more reliable data will improve both customer satisfaction and operational efficiency across the mortgage, auto‑loan and rental markets.

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